Real estate in Montenegro

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  • Boreti, Montenegro
    from
    $166,469
    Finishing options Finished
    Number of floors 6
    Area 53–67 m²
    4 real estate properties 4
    Можно купить в ипотеку !! Внимание! Квартиры в этом комплексе можно купить в ипотеку (для граждан России и нерезидентов Черногории тоже есть программы). Преимущества покупки сейчас: - Близкая сдача дома - конец 2023 года - Черногория – готовиться ко вступлению в ЕС в 2025 го…
    Agency
    Rieltor bez granic
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  • Risan, Montenegro
    from
    $184,422
    Finishing options Finished
    The year of construction 2025
    Number of floors 3
    Area 54 m²
    1 real estate property 1
    Modern residential complex in Risan, Bay of Kotor. A new residential complex located in the town of Risan — one of the oldest towns in Montenegro, with a rich historical heritage. It is situated in the picturesque northwestern part of the Bay of Kotor. The peaceful atmosphere, proximity t…
    Agency
    VALUE.ONE
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    Agency
    VALUE.ONE
    Languages
    English, Русский, Français, Crnogorski
  • Bar, Montenegro
    Price on request
    Finishing options Finished
    The year of construction 2026
    Facilities: Premium residential complex. The widest selection of spacious and comfortable apartments. Use of high-quality and expensive materials in construction and finishing. Split systems, boilers. Plumbing from premium manufacturers. Swimming pool in the compound. Landscape design. High-…
    Agency
    GATE Realty
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    Agency
    GATE Realty
    Languages
    English, Русский, Српски
  • Tivat, Montenegro
    from
    $197,683
    Finishing options Finished
    The year of construction 2026
    Number of floors 3
    Apartments in a New Boutique Building under Construction in Tivat An exclusive residential complex with only 5 apartments located in a quiet, green area of Tivat — Mrčevac, just steps away from the prestigious Porto Montenegro, beaches, and all essential city infrastructure. Key Featur…
    Agency
    VALUE.ONE
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    Agency
    VALUE.ONE
    Languages
    English, Русский, Français, Crnogorski

Apartments

  • Bar, Montenegro
    Price on request
    Finishing options Finished
    The year of construction 2026
    Facilities: In the best and most attractive place of Bar, a building is being built that will be a combination of traditional housing and natural beauty. It is one of the most attractive places to live in the area, with a luxury building with above-ground floors P+S+8, 45 residential units a…
    Agency
    GATE Realty
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    Agency
    GATE Realty
    Languages
    English, Русский, Српски
  • Bar, Montenegro
    Price on request
    Finishing options Finished
    The year of construction 2026
    Facilities: Premium residential complex. The widest selection of spacious and comfortable apartments. Use of high-quality and expensive materials in construction and finishing. Split systems, boilers. Plumbing from premium manufacturers. Swimming pool in the compound. Landscape design. High-…
    Agency
    GATE Realty
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    Agency
    GATE Realty
    Languages
    English, Русский, Српски
  • Bar, Montenegro
    from
    $182,801
    Finishing options Finished
    The year of construction 2025
    Facilities:These exclusive apartments set a new standard of luxury living in the city’s most desirable location. The apartments are a perfect synthesis of excellent style and functionality. The residential complex is located just 450 meters from the beach, which provides you with insurmounta…
    Agency
    GATE Realty
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    Agency
    GATE Realty
    Languages
    English, Русский, Српски
  • Bar, Montenegro
    from
    $302,325
    Finishing options Finished
    Facilities:A new residential complex surrounded by the enchanting beauty of Montenegro and the shimmering waters of the Mediterranean Sea combines luxury, comfort and a unique investment opportunity!!! The apartment you buy in the project is a concept.5-star hotel complex, made with quality …
    Agency
    GATE Realty
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    Agency
    GATE Realty
    Languages
    English, Русский, Српски

Houses

  • Tivat, Montenegro
    from
    $197,683
    Finishing options Finished
    The year of construction 2026
    Number of floors 3
    Apartments in a New Boutique Building under Construction in Tivat An exclusive residential complex with only 5 apartments located in a quiet, green area of Tivat — Mrčevac, just steps away from the prestigious Porto Montenegro, beaches, and all essential city infrastructure. Key Featur…
    Agency
    VALUE.ONE
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    Agency
    VALUE.ONE
    Languages
    English, Русский, Français, Crnogorski
  • Đenovići, Montenegro
    from
    $527,312
    Finishing options Finished
    Number of floors 2
    Area 161 m²
    1 real estate property 1
    Designer villas surrounded by greenery, just 1.5 km from Portonovi and One&Only in Đenovići. A perfect blend of privacy, breathtaking views, and architecture immersed in nature. - Villa size: 160–190m² - 2–3 bedrooms - Panoramic views of the sea, bay and mountains - Landscaped terrace…
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    VALUE.ONE
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    Agency
    VALUE.ONE
    Languages
    English, Русский, Français, Crnogorski
  • Kolasin, Montenegro
    from
    $169,233
    Finishing options Finished
    The year of construction 2026
    Number of floors 4
    In the prestigious Edelweiss residential complex, modern two bedroom apartments are available, from 43 to 121 square meters for sale, offering impressive mountain views and scenic city surroundings. The panoramic windows provide maximum natural light and reveal breathtaking landscapes. …
    Developer
    Edelweiss Eco House
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    Developer
    Edelweiss Eco House
    Languages
    English
  • Kolasin, Montenegro
    Price on request
    Finishing options Finished
    The year of construction 2026
    Number of floors 4
    In the prestigious Edelweiss residential complex, modern one-bedroom apartments are available, from 43,40 to 68,39 square meters for sale, offering impressive mountain views and scenic city surroundings. The panoramic windows provide maximum natural light and reveal breathtaking landscapes. …
    Developer
    Edelweiss Eco House
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    Developer
    Edelweiss Eco House
    Languages
    English

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FAQ

Any foreign citizen can buy real estate in Montenegro. In order to do this, they must provide their international passport and a deposit for the selected object. Generally, the prepayment is 10% of the transaction, but if the sum is large, the amount of the deposit is further negotiated. 

Quite often, property owners offer their objects on a condition of payment by installments. Interest-free installments, all payment terms are set forth in the contract. An entry in the cadastre prohibits any possibility of resale, donation, or any other re-registration of this object as long as the installment agreement is valid. This contributes to the protection of the buyer. 

Mortgages are not common in Montenegro. There are only a few mortgage options for luxury complexes under construction, where the cost of apartments starts from 200,000 euros. 

Yes, it is possible. The number of people involved in the purchase and further co-ownership is not limited. However, only the owner and his close relatives can get a residence permit in Montenegro on the basis of real estate ownership. 

Testate succession. The persons mentioned in the will receive the inheritance regardless of their citizenship. 

Intestate succession. As a matter of priority, the spouse claims the property, then the children and parents, and only then all other relatives. The citizenship of the owner and heir does not matter. 

The law on the legalization of real estate objects was issued in 2016. 

Legalization in Montenegro is based on the application form. The owner or his representative must submit a certain list of documents, including an application for registration of an object that does not have a construction permit. Then the local administration must add on the tax (land tax) to the payment. When the payment for this tax is provided, the entry saying that the object was built without permission is removed. 

Land tax can be paid in installments in the course of 10 years (maximum).

The real estate property that does not have a construction permit, but is included in the cadastre, can be bought and sold without any restrictions. The same conditions are applied to an object that holds a permit. 

In Montenegro, the objects for demolition may include those that:

  • are located in places where the urban development plan provides for other construction objects;
  • do not correspond to a building constructed without permission;
  • are located on the first coastline (if Morsko Dobro Ministry or a detailed urban plan provided for the construction of a hotel or other objects there, and a building constructed without permission does not correspond to the urban development plan).

If the building was built in a place where there is no detailed urban plan, if it is listed in the cadastre and submitted for legalization, then it is legal. All actions of purchase and sale, donation, inheritance, and obtaining a residence permit are legal and have no restrictions. 

Yes, you can register the property in the name of your child. If you decide to sell your property before the child reaches his or her full age, you will need to deal with the guardianship authorities. 

The contract is signed in the Montenegrin language. During the conclusion of the contract, there is a lawyer who speaks two languages, as well as a court interpreter who reads out the contract in your native language prior to its signing. If you need a translation of the contract into Russian, you can get it for an additional fee. 

The transfer of ownership occurs after the buyer makes a 100% payment. 

Average annual income from renting out real estate is 6-10% of the cost of housing (depending on the type of property). 
 

Yes, it is possible. For example, the company ««MontBel»» has a broad experience in conducting transactions through remote registration by proxy. The seller and buyer are contacted via video call. A lawyer and a court interpreter must be present on the deal. The conclusion of a contract in a remote format is no different from one conducted in person. The client uses a video link to monitor the terms and conditions of the contract signing process. 

In Montenegro, there is a tax on the purchase of the real estate. It is 3% of the estimated cost of the purchased object (but more often the contract amount is taken into account). This is a non-recurrent tax that must be paid within 14 days after the purchase of the property. In Montenegro, there is also an annual property tax + tourist tax (paid once a year). The amount of payment depends on: 

  • the location of the object; 
  • its proximity to the sea and the city; 
  • availability of urban communications; 
  • quadrature; 
  • plottage (if it is a house or villa).