Real Estate in Okrug Gornji and Donji: From Penthouses to Villas by the Sea in Croatia

If you want to live in Southern Europe, you should consider buying real estate in Croatia, a country with 5.8 thousand km of Adriatic coastline. There are many attractive locations, but especially notable are the districts of Gornji and Donji, located on the island of Ciovo as part of the Trogir Riviera. The objects in these two regions are the focus of this review. But first, let’s start with a little background.

Gornji Okrug, occupying the northern part of the island of Ciovo, is a typical Dalmatian resort with stone houses of the XV–XVII centuries and narrow streets. Its southern neighbor, the district of Donji, is part of the Trogir Riviera, known for its 35 km of sand and pebble beaches and UNESCO site status. Both districts are located 5–15 km. from Split International Airport.

The economy of the region is tied to tourism: 78% of properties are used for seasonal rentals, bringing the owners an 8-12% annual return. The introduction of the Croatian euro in 2023 simplified transactions for foreign buyers, and the low property tax (1.5–3% of the cadastral value) strengthened the investment attractiveness of the country.

After a brief excursion, let’s move on to our overview.

Penthouse With Roof Terrace (145 m²), Gornji Okrug

What makes this object remarkable:

• Location: second line from the sea, 150 meters to the beach.
• Area: 145 m² including a covered terrace (16.10 m²), a balcony (3.75 m²) and a spacious roof terrace (72 m²) with Jacuzzi and summer kitchen.
• Interior: modern finishes, underfloor heating, air conditioning, fully furnished.
• Infrastructure: swimming pool (38 m²) and barbecue area for common use, one parking space.

Price: €350,000 (€2414/m²).

One-bedroom Apartment of 73 m², Gornji Okrug

What makes this object remarkable

• Location: first floor of a new building, 150 meters to the sea.
• Area: 73 m², including a covered terrace (15,45 m²) and a balcony (3,75 m²).
• Interior: underfloor heating, air conditioning, fully furnished.
• Infrastructure: swimming pool (38 m²) and barbecue area, one parking space.

Cost: €270,000 (€3699/m²).

Penthouse with Three Bedrooms (159 m²), Gornji Okrug

What makes this object remarkable:

• Location: third floor of a new building, 200 meters to the sea.
• Area: 159 m² including a terrace (13,64 m²) and a roof terrace (73,7 m²).
• Interior: 3 bedrooms, 2 bathrooms, modern finishes, underfloor heating, air conditioning.
• Infrastructure: elevator, swimming pool, one parking space.

Price: €450,000 (€2830/m²).

Four-bedroom Villa, Gornji Okrug

What makes this object remarkable:

• Location: south side of the island of Ciovo, 300 meters to the sea.
• Area: 300 m² (residential), 544 m² (plot).
• Interior: 4 bedrooms, 5 bathrooms, sauna, fireplace, fully furnished.
• Infrastructure: swimming pool (19 m²), gym, terrace, barbecue, garage.

Ideal for a large family or investment in luxury real estate.

Cost: €1.50 million (€5000/m²).

Five-bedroom Luxury Villa, Gornji Okrug

What makes this object remarkable:

• Location: 540 m² plot, sea and island views.
• Area: 300 m² (living area).
• Interior: five bedrooms, five bathrooms, sauna, Jacuzzi, fully furnished.
• Infrastructure: heated swimming pool, gym, barbecue, video surveillance.

Cost: €1.75 million (€5833/m²).

Two 5-bedroom Villas of 270 m², Donji County

There are 2 identical, newly built villas for sale in Donji Okrug.

What makes these properties remarkable:

• Location: west side of the island, 400 meters to the sea; 12 km from Trogir, 15 km from Split airport. 
• Area: 270 m² of living space distributed on two floors and a flat roof with swimming pool. The plot of each of the villas (the first is 520 m², the second 532 m²) is landscaped, with planted greenery and ornamental plants.
• Interior of each villa: 5 bedrooms, 4 bathrooms, fully furnished. Modern interior with fireplace, walk-in closets, equipped kitchen, balcony, and terrace. 
• Infrastructure: heated rooftop pool, summer kitchen with barbecue, private parking, garden, and terrace. The properties are also equipped with video surveillance and are accessible for people with disabilities.

Cost: €790,000 (€2926/m²).

Thus, the Okrugs of Gornji and Donji have properties to suit all tastes. And of course, the undoubted advantage of the above properties is that they are all located near the sea. Transport accessibility, well-developed infrastructure, and high rental yield potential are factors that also encourage people to vote in favor of such investments.