
Apartments in Germany for Living and Investment: Property Selection
The real estate market in Germany has long been considered one of the most stable and predictable in Europe. There are no sudden price surges, but there is confidence in the future. That is why investing in property in Germany remains a reliable tool for preserving and growing capital.
We prepared a selection of three properties priced at €600,000—650,000 to show what kind of apartments in Germany for sale you can buy — either for living or for rental investment. We will look at examples in Baden-Baden, Munich, and Berlin.
Three-Bedroom Apartment in Baden-Baden (€650,000): Real Estate in Germany’s Resort City
100 m², 3 rooms, in the center of a resort city — an excellent apartment in one of the most expensive regions of Germany.
[estate-3329144]
Renovation and Equipment
The apartment is located in a historic building and was fully renovated in 2023. Heated floors, air conditioning in every room, smart home system, new windows with electric shutters. High-quality finishing: marble bathroom, modern layout, built-in kitchen, 2 bathrooms. Such renovation in Germany costs €40,000—60,000, already included in the price.
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Location and Infrastructure
Just 1 minute from Augustaplatz, close to shops, restaurants, thermal baths, and transport. Baden-Baden (population ~55,000) is a spa city with strong demand for short- and long-term rentals.
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Numbers and Prospects
€6500 per m² — average for Baden-Baden. In Munich real estate or Berlin property, similar apartments cost €8000—12,000 per m².
Rental yield: 4–6% annually (€26,000—39,000/year or €2200—3250/month).
Suitable for those who view German property for foreigners as a way to diversify assets.
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Apartment in Munich (€610,000): Investment in Bavaria’s Capital
85 m² with a terrace in Munich — one of Germany’s most expensive cities, where 1 m² costs as much as a car.
[estate-3457878]
About the Building and Area
Built in 2013 on Seidleinweg, a modern German residential complex with thoughtful design. Terrace facing southwest — sunny from noon to evening, highly valued in Germany.
Technical Features
Kitchen with stone countertop and Siemens appliances, parquet floors, heated floors, triple-glass windows, electric blinds, video intercom. Bathroom with both bath and shower.
[/uploads/images/795/5030bb9cc23b56a44a2beef3b6ed4.webp|view of the residential complex]
Price and Market
€7176 per m² — below Munich’s city center (€10,000—15,000). Munich is Germany’s economic hub with HQs of BMW, Siemens, Allianz — ensuring housing demand.
Investment Potential
Parking space included (saves €150—200/month). Rental yield: 3–4% annually (€1800—2200/month). Prices grow 3–5% yearly.
Best for buyers who want to buy an apartment in Munich either for family living or as a long-term investment property in Germany.
Two-Room Apartment in Berlin (€630,000): Renovated Historic Property
79 m² in a 1933 building, fully renovated in 2023–2024.
[estate-2223392]
Building and Interior
Full renovation: new utilities, heating, electrics, plumbing. Elevator installed. Quiet courtyard, high ceilings, parquet flooring, balcony to the yard.
Market Reality
€8008 per m² — average for renovated property in Berlin. In 10 years, Berlin real estate prices doubled.
Practical Details
Spacious layout: 79 m² for 2 rooms (vs. typical 50–65 m² in Berlin). Located in Kreuzberg, central area with developed infrastructure.
Investment Appeal
Rental yield: 3–4% annually (€1800—2400/month). Berlin has stable demand from students, expats, IT specialists.
Costs: property transfer tax (3.5–6.5%), notary (1–2%).
Suitable for those who want to buy property in Berlin for capital preservation and stable rental income.
Conclusion: Why Invest in German Property
Buying apartments in Germany is a marathon, not a sprint. Expect:
- Rental yield: 3–5% annually
- Capital growth: 2–4% yearly
- Costs: +5–8% (taxes, notary, registration)
For investors, real estate in Germany remains one of the safest assets in Europe.
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FAQ: Buying Apartments in Germany
Can foreigners buy property in Germany?
Yes. Germany has no restrictions for foreign buyers.
What is the rental yield in Germany?
Typically 3–5% annually.
What are the taxes when buying real estate in Germany?
Property transfer tax (3.5–6.5%), notary (1–2%), registration fees.
Which city is best: Berlin, Munich, or Baden-Baden?
- Berlin: high demand, dynamic rental market.
- Munich: stable growth, premium pricing.
- Baden-Baden: higher yields from short-term rentals.
Can I get a mortgage in Germany as a foreigner?
Yes, but expect a 30–40% down payment.
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