4 bedroom Villa 355 m² Umag, Croatia

Umag, Croatia, Grad Umag
$916,716
$2,582/m²
;
Last update: 24/05/2026

Location

  • Country
    Croatia
  • Region
    Istria County
  • City
    Grad Umag
  • Town
    Umag

Property characteristics

Building parameters

  • Bedrooms
    Bedrooms
    4
  • Bathrooms
    Bathrooms
    4
  • Total area
    Total area
    355 m²
  • Land area
    Land area
    418 m²

Description

From a sophisticated asset valuation and capital placement perspective, this newly constructed contemporary villa for sale in Sveti Lovreč, Istria, represents a premium turnkey acquisition in the heart of Croatia's most resilient luxury real estate market. The estate comprises a substantial net built area of 335 square meters, intelligently optimized across three functional levels and situated on a private, low-maintenance 418 square meter land plot. Positioned on an elevated, tranquil terrain that guarantees excellent privacy and open, long-range vistas extending toward the Adriatic Sea, the asset balances secluded country living with elite logistical positioning, sitting just a short fifteen-minute drive from local coastal beaches, historic seaside towns, and essential commercial infrastructure.

The architectural configuration of the villa is designed for maximum operational efficiency, dividing the interior into distinct high-yield operational zones. The ground level functions as an expansive, light-filled open-concept space that integrates the primary lounge, a formal dining area, and a fully equipped chef's kitchen, all bounded by floor-to-ceiling glass wall systems that open directly onto the poolside loggia. This floor also accommodates a private guest bedroom and a full bathroom, emphasizing a barrier-free indoor-outdoor lifestyle flow. The upper level serves as the primary accommodation zone, housing three spacious bedrooms, three premium bathrooms, and a grand shared terrace that captures panoramic sea views. Two of the upper suites feature direct terrace access, which is conveniently linked to the ground-floor pool deck via an external architectural staircase.

Further enhancing the capital value of this Istrian property is the versatile lower ground level, engineered to serve as a high-margin value-add space. This fully finished basement can be easily configured into a private wellness spa, a professional fitness gym, a home cinema, or an authentic wine cellar, depending on the portfolio requirements of the purchaser. The exterior grounds function as an independent resort-style oasis, incorporating a large private swimming pool, an expansive sunbathing deck, a dedicated outdoor summer kitchen with a barbecue zone, manicured Mediterranean gardens, secure private parking for two vehicles, and an automated perimeter entry gate.

Technically, the asset boasts an exceptional A plus energy efficiency rating, featuring premium climate control infrastructure including underfloor heating throughout the entire ground level and all bathrooms, supplemented by a high-efficiency inverter air conditioning network for cooling. Construction materials are of premium European origin, utilizing high-grade PVC joinery, insulated glass profiles, top-tier ceramic tiling, stone wall cladding, a video intercom security setup, and a functional chimney for alternative heating systems. Connected fully to the municipal water and sewage grids, the villa is sold entirely furnished and equipped to an institutional holiday rental standard, offering an immediate transition to active commercial monetization or a high-end private residence with immense long-term equity growth potential in the booming Croatian luxury property market.

Ref: RE-U-47547

Overall additional expenses borne by the Buyer of real estate in Croatia are around 7% of property cost in total, which includes: property transfer tax (3% of property value), agency/brokerage commission (3%+VAT on commission), advocate fee (cca 1%), notary fee, court registration fee and official certified translation expenses. Agency/brokerage agreement is signed prior to visiting properties.

Property advantages: Swimming pool, Gym, Spa, Floor heating, Modern

Location on the map

Umag, Croatia, Grad Umag
Education
Healthcare
Grocery stores
Food & Drink
Finance

Mortgage calculator

Interest rate, %
Loan term, years
Property cost
Down payment, %
{{ initialPaymentCurrency }} USD
Please note! You changed the property cost parameter to {{ differentPrice }}%. This affects the relevance of the calculation of monthly payments for the current property. Return
Interest rate
{{ loanPercentValue.toLocaleString() }} %
Interest rate
Loan amount
{{ mortgageAmount }} USD
Loan amount
Period
{{ loanPeriodValue | pluralize("year", "years") }}
Period
Monthly payment
{{ paymentPerMonth }} USD
Monthly payment
Ask all your questions
Send your request to the agent
Thank you! Your request has been accepted
I want to view this property. Is the price of the property relevant? I want more information about the property. What are the purchase conditions for foreigners? I want to see more photos/videos. Is it possible to buy with a loan/mortgage? Will I get a residence permit if I buy a property?
Back Leave a request
Similar properties
8 bedroom House in Marinici, Croatia
8 bedroom House
Marinici, Croatia
Bedrooms 8
Bathrooms count 4
Area 450 m²
A house with four apartments and two commercial spaces is for sale in Marinići, Municipality…
$990,605
Leave a request
Close
Please tell the seller that you found this ad on Realting.com
Agency
Ardor real estate agency
Languages
English, Italiano, Hrvatski