The priority of a smart investor is not so much super-high returns but rather the reliability and liquidity of investments. These are the qualities that distinguish the real estate markets of Germany with its stable economy, Switzerland with exceptional political stability, and the French Riviera with a limited supply of luxury properties. Let's take a closer look at these three European destinations.

Contents:

  1. Why Invest in European Real Estate
  2. Germany
    1. The Most Promising Cities
    2. Types of Investment Properties in Germany
  3. Switzerland
    1. Main Investment Directions
  4. France
    1. Key Locations
  5. Estate-Service24 Services For Investors From CIS Countries
  6. Let's Sum It Up

Why Invest in European Real Estate

Investing in real estate in economically stable European countries offers three key benefits:

  1. Preservation of capital in a stable economic environment.
  2. Receiving regular passive income from rent.
  3. Long-term growth in asset value.

When choosing a property, it is important to consider the following:

  • Liquidity is the ability to sell quickly without losing price.
  • Market resilience to economic fluctuations.
  • Stable demand for rent and purchase.

Estate-Service24, based in Frankfurt am Main, specializes in the selection of such properties in Germany, Switzerland, and France. Upon request — Austria, Luxembourg.

Germany

Germany is Europe's largest economy, with a robust property market. Western Germany is particularly attractive to investors.

Advantages of the German real estate market:

  • High economic stability even during periods of crisis.
  • Constant population growth in large cities due to the influx of specialists and students.
  • Steady demand for rental of residential and commercial real estate.
  • Transparent legislative system.

The Most Promising Cities

The main investment locations are the TOP-7 cities of Germany and their environs within a radius of 20-30 km:

  • Frankfurt am Main (financial centre).
  • Munich (technological hub).
  • Berlin (capital and cultural center).
  • Hamburg (port and logistics center).
  • Dusseldorf, Cologne, Stuttgart (industrial and business centers).

Types of Investment Properties in Germany

Residential real estate:

  • Apartments in new buildings for rent.
  • Income packages of apartments (several properties under a single management).
  • Apartments for students in university cities.
  • Apartments in nursing homes (a promising segment due to the aging population).
  • Multi-apartment apartment buildings in their entirety.

Examples of properties:
Townhouse 4 bedrooms
Wiesbaden, Germany
$2,05M
10 Rooms 4 Bedrooms 3 bath 273 m² Number of floors 4

2 bedroom apartment
Baden-Baden, Germany
$675,992
3 Rooms 2 Bedrooms 2 bath 100 m² 2/5 Floor

Commercial real estate:

  • Office premises in business centers of large cities.
  • Retail space with chain tenants (especially supermarkets).
  • Warehouse and logistics complexes (growing demand due to e-commerce).

Examples of properties:
Shop 840 m²
Stuttgart, Germany
$3,67M
840 m²

Office 3 200 m²
Frankfurt, Germany
$17,58M
3 200 m² Number of floors 3

Office 950 m²
Frankfurt, Germany
$4,01M
950 m²

Return on investment:

  • Residential real estate: 3-5% per annum.
  • Commercial real estate with reliable tenants: 5–7% per annum.
  • Additionally: cost increase of 2–4% per year depending on location.

Switzerland

Switzerland attracts investors who focus on the premium segment and maximum investment security. Estate-Service24 offers premium residential real estate in Zurich, ski resorts, Lake Como, as well as hotel real estate.

The main advantages of investing in Swiss real estate:

  • Exceptional political and economic stability.
  • The Swiss franc is one of the most stable currencies in the world.
  • Limited supply with consistently high demand.
  • Strict development regulations that preserve property values.

Main Investment Directions

Elite ski resorts (in particular St. Moritz):

  • Exclusive properties with limited supply on the market.
  • High income from seasonal rentals (up to 5% per annum).
  • Constant increase in cost due to the impossibility of increasing supply.
  • High level of service, infrastructure and security.

Examples of properties:
4 bedroom apartment
Sankt Moritz, Switzerland
$11,06M
5 Rooms 4 Bedrooms 3 bath

2 bedroom apartment
Sankt Moritz, Switzerland
$7,49M
3 Rooms 2 Bedrooms 2 bath

Lugano region (border with Italy):

  • A combination of Swiss stability and Italian atmosphere.
  • The favorable tax regime of Italian Switzerland.
  • Luxury villas with lake views.
  • High liquidity and stable growth in value.

Example of a property:
Villa 15 rooms with parking, with Balcony
Lugano, Switzerland
$54,41M
15 Rooms 1 500 m² Number of floors 3

France

The French Riviera is one of the most liquid and prestigious real estate markets in the world.

Advantages of investment:

  • Limited supply due to strict building regulations.
  • Constant price increases even during periods of crisis.
  • High rental income potential, especially during the season.
  • The status of property ownership on the French Riviera.

Key Locations

Cap Ferrat:

  • One of the most prestigious peninsulas in the world.
  • Villas with panoramic sea views.
  • Maximum level of privacy.
  • Neighborhood with the world elite.

Villefranche-sur-Mer:

  • A picturesque town with one of the best harbours in the Mediterranean.
  • Historical charm and authenticity.
  • Proximity to Nice and Monaco.
  • High demand for rent and purchase.

Cannes:

  • The world centre for festivals and events.
  • Luxury apartments in the center and on the Croisette.
  • High rental yields during international events.
  • Developed infrastructure of entertainment and luxury shops.

Nice:

  • The largest city in the region with an international airport.
  • A variety of real estate properties in different price categories.
  • Stable rental market all year round.
  • Good transport links.

Examples of properties:
Villa 7 bedrooms
Villefranche-sur-Mer, France
$20,55M
8 Rooms 7 Bedrooms 6 bath 600 m² Number of floors 2

Villa 6 bedrooms
Saint-Jean-Cap-Ferrat, France
$8,11M
6 Bedrooms Number of floors 2

2 bedroom apartment
Cannes, France
$3,79M
3 Rooms 2 Bedrooms 2 bath 110 m² 5/7 Floor

Villa 4 bedrooms
Nice, France
$18,39M
5 Rooms 4 Bedrooms 4 bath

Estate-Service24 Services For Investors From CIS Countries

Estate-Service24 offers a full range of services for investors in European real estate:

Main services:

  1. Selection of properties — market analysis and search for real estate according to specified parameters.
  2. Legal support — verification and translation of contracts, legal support of transactions.
  3. Financial consulting — assistance in opening accounts and obtaining loans.
  4. Asset Management — professional management of acquired real estate.

Additional services:

  • Registration of companies for property management.
  • Architectural and construction solutions.
  • Assistance in obtaining a residence permit.
  • Individual interior solutions.

Principles of working with clients:

  • Direct cooperation with sellers, developers and banks.
  • Careful selection of liquid assets.
  • Transparency at all stages of the transaction.
  • After-sales support and management.

Let's Sum It Up

Investing in real estate in Germany, Switzerland, and France is a proven way to preserve and increase capital. Each country offers its own advantages:

  • Germany: maximum reliability and stable income.
  • Switzerland: premium properties and capital protection.
  • France: high liquidity and prestige.

Estate-Service24, thanks to its location in Frankfurt am Main and deep knowledge of European markets, helps investors from the CIS countries choose the best strategies and investment objects depending on their goals, budget, and individual preferences.