Geschäft Nordrhein-Westfalen, Deutschland

Description:

The property is located in a small town. The tenant is the biggest retail chain. The lease agreement is signed until 2032, without the right to terminate until October 2022. The tenant is one of the largest representatives of chain supermarkets in Germany, with a turnover of more than 50 billion euros. The supermarket offers more than 25,000 different products, including local products, Organic products and Fairtrade products. To date, the supermarket chain has expanded to 3,300 branches throughout Germany.

Funding

• Loan rate 2.5% Loan term 10 years Down payment 60% Interest (in the first year) 24.186 €

Financial calculation

• Property price 2.550.000 €
• Acquisition costs: 318.750 €
• Notarization 38.250 €
• Purchase tax 127.500 €
• The total investment 2.868.750 €
• The volume of own funds 1.858.950 €
• Amount of borrowed funds 1.020.000 €

Information on the loan

• Annual annuity 115.229 € Interest payment (in the first year) 24.186 €
• The loan term is 10 years
• The effective interest rate of 2.5% equity ratio 60 %
• Loan repayment date December 2030

Financial indicators

• Annual income 209.474 €
• Annual operating expenses 12.568 €
• Interest on the loan 24.186 €
• Payback period, 15 years
• Return on investment 9.29 %

Rental income

• Rental income per year current 209,474 €
• Rental income per year full 209,474 €
• The current yield of 8.21%Full yield 8.21%