LOCATION
This apartment is located in Tivat Municipality, 3km from the city center and 800m from the sea and beach. Tivat Airport is 1km away and Podgorica Airport 74km away. Restaurants and grocery shops are nearby.
ABOUT THE PROJECT
The building has four floors, with the apartment on the ground floor. The complex includes a swimming pool and offers an optional parking space for €20,000. The building has asphalt road access and is scheduled for completion by the end of 2026.
APARTMENT LAYOUT
The apartment consists of a hallway, living room with kitchen and dining area, one bedroom, bathroom, and a terrace. It will be delivered with finished flooring, tiled surfaces, a fully equipped bathroom, and air conditioning.
INVESTMENT POTENTIAL
Ideal for summer living and short-term rental. Its proximity to the beach and everyday amenities makes it highly attractive for rental purposes and a strong investment opportunity.
PAYMENT PLAN (BANK FINANCING) Financing is available through CKB Bank under the following conditions:
* Fixed interest rate: 4.85%
* Repayment period: up to 20 years (up to 30 years for buyers under 30)
* Minimum down payment: 20%
* Security: mortgage on the purchased apartment
* Eligibility: available to residents of Montenegro only
ABOUT TIVAT
Tivat enjoys a Mediterranean climate with over 280 sunny days per year, offering a relaxed coastal lifestyle year-round. Located in the UNESCO-protected Bay of Kotor, the town combines sea and mountain landscapes, natural beauty, and strong tourism appeal. It is also a convenient base for exploring Montenegro’s coastline, mountains, and historic towns.
