LOCATION
This apartment is located in Tivat Municipality, 3km from the city center and 800m from the sea and beach. Tivat Airport is 1km away and Podgorica Airport is 74km away. Restaurants and grocery shops are nearby.
ABOUT THE PROJECT
The building has four floors, with the apartment on the ground floor. The complex includes a swimming pool and an optional parking space for €20,000. It is connected to the main road via an asphalt road and is scheduled for completion by the end of 2026.
APARTMENT LAYOUT
The apartment consists of a hallway, living room with bed, kitchen and dining area, bathroom, and a terrace. It offers sea and mountain views. It will be delivered with finished floors, tiled surfaces, a fully equipped bathroom, and air conditioning.
INVESTMENT POTENTIAL
Ideal for summer living and short-term rental. Its proximity to the beach and amenities makes it highly suitable for rental income and a strong investment opportunity.
PAYMENT PLAN (CKB BANK FINANCING)
Financing is available through CKB Bank:
Fixed interest rate: 4.85%
Repayment period: up to 20 years (up to 30 years for buyers under 30)
Down payment: 20%
Security: mortgage on the purchased apartment
Eligibility: available only to Montenegro residents
ABOUT TIVAT
Tivat offers a Mediterranean lifestyle with over 280 sunny days per year, making it ideal for year-round living and tourism. Located in the UNESCO-protected Bay of Kotor, the town combines sea and mountain landscapes with strong natural and cultural appeal. It is also a convenient base for exploring Montenegro’s coastline, mountains, and historic towns.
