Luxury villa with rooftop swimming pool within 5***** star resort in Umag area!
Construction is finalized!
There is a mortgage/finance possibility!
Price is set with furniture, equipment, parking and VAT included.
If you buy as a company - it will be VAT-free.
Fantastic location just a few km from Slovenian border overlooking Piran bay and Portoroz!
Construction works are finalized by June 2022. Resort is now in function!
Villas have total surface of and can accomodate up to 8 people offering 5 bedrooms, 5 bathrooms, garage for 2 cars, rooftop private infinity pool.
Villa has multiple levels (5) and elevator.
Level 1 of 102 sq.m. offers tavern/konoba for guests receptions, bathroom, storage, wine-cellar, playroom.
Level 2 of 86 sq.m. offers garage for 2 cars, guest bedroom and bathroom, hall, technical spaces.
Level 3 of cca. 102 sq.m. offers three bedrooms with bathrooms en-suite, terrace, hall, storage space.
Level 4 of 102 sq.m. offers salon with dining area and kitchen space, bedroom with bathroom, guest wc, terrace.
Level 5 of 47 sq.m. offers outdoor dining area, wc, sunbathing area and swimming pool of 29 sq.m..
5***** star infrastructure of the resort complex will include:
NOTICE:
Special hypothec offer for financing purchase of apartments/villas
For individual private persons/buyers
Hypothec can be issued to EU resident who has incomes in EU currency.
Term of credit: max 30 years
Payment: by monthly installments (credit and interests)
Own capital: min 30% of property value
Collateral: pledge of real estate, loan up to 70% of collateral value
Account opening in Slovenia with regular inflow is obligatory
Timing: loan is issued after own capital is paid, after account with appointed bank is opened, after usage permit for purchased property is received.
Interest rates can be fixed or variable:
fixed rates
1-10 years – 1,7%
11-20 years – 2,1%
variable rates
1-10 years – 6m Euribor + 1,35%
11-20 years – 6m Euribor + 1,50%
21-30 years -6m Euribor + 1,60%
Cost and fees:
approval fee: 980 eur
notary costs
appraisal – free
Documents required:
passport copy
certificate of employment
statement of income for 2019, 2020
statement of indebtedness
bank statement of account
additional documents can be required
For corporate buyers
Mortgage finance can be provided to Croatian or EU company.
Term of credit: max 12 years
Payment: by quarterly equal credit installments
Interest rate: 6mEuribor +3%, quarterly interest payment
Own capital: min 30% of property value; 50% in case of SPV founded for the purpose of purchasing real estate and renting out the property is the only income
Appropriate creditworthiness required and cash flow.
Collateral: pledge of real estate, loan up to 70% of collateral value or 50% in case of SPV
Account opening in Slovenia with regular inflow is obligatory (or SPV account).
Timing: loan is issued after own capital is paid, after account with appointed bank is opened, after usage permit for purchased property is received.
Cost and fees:
approval fee: 0,5%
management fee: 0,1% once a year on outstanding loan balance
notary costs
appraisal – free
Please, do not hesitate to make an inquiry.
Overall additional expenses borne by the Buyer of real estate in Croatia are around 7% of property cost in total, which includes: property transfer tax (3% of property value), agency/brokerage commission (3%+VAT on commission), advocate fee (cca 1%), notary fee, court registration fee and official certified translation expenses. Agency/brokerage agreement is signed prior to visiting properties.